It can be tempting to resolve legal issues yourself, especially if the party at fault has contacted you and they seem to be friendly. After all, in personal injury cases, it’s quite common for an insurance adjuster from the other party’s insurance provider to contact you. They usually get in touch with you so that you can give them a statement on how the accident happened and possibly give you an offer of settlement.
The catch in talking to them and accepting an initial offer is that the insurance adjuster is on the payroll of the insurance company, meaning they don’t work for you. As a result, their interests are to protect the insurance company, and not to make a full settlement and ensure that you’re fully recovered from your injuries.
This is the reason why you need to hire a personal injury attorney from Teaneck, New Jersey as they have your best interest at heart. Even better, the case is not finalized until you are happy with the results and recovery. This article discusses why you should hire a personal injury attorney.
The benefits of hiring a personal injury attorney for your case
Personal injuries are quite common and they can happen at any place and any time. You see, at one point you can be doing a certain task and then you get yourself in an accident. This can be overwhelming and your life might change forever. Unfortunately, this is the time when you have to deal with hospitals, medical bills, and insurance companies.
Worse still, it can be hard to file an injury lawsuit, so you need to hire a reliable and experienced personal injury attorney who understands the legal system. Like any other professional, lawyers also specialize in different fields of law.
Therefore, you need to find a lawyer who specializes in personal injury cases so that they can handle the legal issues while you’re recovering from your injuries. Here are some of the benefits of hiring a personal injury attorney:
A personal injury attorney understands the law
It may appear straightforward to say you should find a lawyer who understands the law, but this is a tricky and important factor. Turns out that different states have statutes of limitations, so depending on where you got injured, you need to know them and other rules you must follow when you decide to file a lawsuit for a personal injury case.
It’s worth remembering that the amount of financial compensation can depend on the extent and type of injuries that you sustained. It’s compensation that focuses on helping you to pay for medical expenses, pain and suffering, lost wages, and other expenses. When it comes to medical bills, the financial settlement usually covers your current concerns or even disabilities that may need future medical treatment and care.
Sadly, you can sustain some injuries that can prevent you from working anymore. So you must get a financial settlement that covers the lost wages you may have potentially earned if the accident hadn’t happened.
The good news is that a personal injury lawyer has the experience and knowledge of the personal injury cases to work on your behalf. This gives you peace of mind knowing that the attorney will strive to get the financial compensation for the losses, like medical expenses, current and future lost wages, rehabilitation costs, and pain and suffering.
They can negotiate with the insurance company
No doubt, personal injuries can be very stressful because there is a lot you need to think about. You need to think about the injuries, your work, and even how to get compensation as you’re recovering.
This is the reason why the party at fault has to be responsible for your traumatic experience. As you may already be aware, it can be challenging to get a fair financial settlement unless you find an experienced personal injury attorney.
There are so many insurance companies out there that don’t follow good practices. Hence, they work hard to make sure that you don’t get a fair financial settlement for your injuries. No wonder, handling legal issues by yourself can affect the compensation you’re entitled to.
Your insurance company or the insurance companies for the party at fault can sometimes deny to give the full financial settlement or even deny to settle the entire claim.
Therefore, you need a personal injury attorney to represent you so that you can get fair compensation from the insurance company. The good part is that the attorneys also know how to negotiate with the insurance companies that practice in bad faith.
A personal injury attorney can know the worth of your claim
Many people may file lawsuits for personal injuries, though few of them know the exact amount of money they are supposed to get from the injury claims. You can find several tools like a personal injury settlement calculator that can assist you to figure out a rough idea of how much your claim is worth. However, this calculation doesn’t give you an accurate estimate of the right final value of your compensation.
Keep in mind that getting a high insurance settlement is not just adding numbers to a program. Instead, it needs a good understanding of the subtleties involving the specific injury case. These include putting a correct value on the pain and suffering, analyzing the injuries, and knowing how insurance companies work, and negotiating the accident settlement.
As you can see, when pursuing your insurance claim yourself, there is a chance that you’ll be using guesswork at the worth of your injuries and this can lead to losses of a lot of money.
Because many personal injury attorneys take these cases on a contingency plan, you don’t need to pay any upfront costs, so there is every reason to hire an experienced lawyer to represent you. Hiring a personal injury lawyer can also help you to leverage their tools so that you can get a high insurance settlement.
An attorney can improve your odds
Trying to get compensation from the insurance company is similar to preparing for battle. So if you decide to take this battle by yourself, you need to prepare adequately. Regardless of how much you can prepare yourself, there is little chance that you can put up a strong fight against the insurance company.
The insurance company is aware that it has far more bargaining power and knowledge and will utilize this to make sure that they offer you the lowest possible settlement. They will take advantage of your unfamiliarity with the settlement process to make sure that they protect their interests. The ideal weapon that you can use for yourself is to hire a skilled personal injury lawyer who can improve your chances of receiving a high insurance settlement.
Because many personal injury attorneys usually work on a contingency basis, it means they can only get paid once you receive an insurance settlement. This is significantly beneficial to you because you have someone on your side who has the right experience working against insurance companies.
Most of the personal injury attorneys are also motivated to assist you to receive the highest settlement since they don’t get paid unless you do. This is also why they try to settle your claim quickly. It’s also the reason most personal injury attorneys tend to take cases they believe they can win.
A personal injury attorney from Davis, Saperstein & Salomon, P.C. can get your case to trial, though many cases don’t go to trial. There is evidence indicating that many personal injury cases are settled.
Also, this evidence shows that there is a high chance that the court may rule against insurance companies. Hence, having a lawyer to represent you can show the insurance company that you’re ready to go to trial. This can motivate them to make an earlier and more fair settlement offer.
What to consider before hiring a personal injury lawyer
Now that you know why it’s important to hire a personal injury attorney, it makes sense to understand some of the factors you should consider before hiring an attorney. This is because you may be going through a stressful time, so there is a need to find someone who can assist you to get fair compensation. Here is what you must do before you hire a personal injury lawyer:
Get references from family and friends
There is nothing as powerful as using word of mouth when it comes to finding the ideal personal injury attorney. The best way available for you is to ask family and friends for the best personal injury attorney who may have represented them before. Even better, you can utilize social media platforms like Instagram and Facebook to talk to people you know about their experiences with a particular injury lawyer.
You can also talk to other individuals you know, such as medical professionals, pastors, or even neighbors for a referral. Quite often, these people may have has some experience dealing with a specific attorney who was available and did a good job.
Once you find the personal injury attorney, it’s important to ask about their fees upfront. It’s crucial to have transparency when dealing with attorneys, so make sure that there is a formal agreement in writing.
As explained before, most personal injury attorneys may work on contingency, so they get paid when you receive a settlement. Regardless of the terms of the agreement, you need to make sure that you know the terms and conditions of the agreement from the start.
Certainly, you should also ensure that you work with a personal injury lawyer who is licensed in the state where you got injured. Besides, you need to discuss with the attorney various factors so that you can rest assured that you’re hiring the best attorney.
They should care about your well-being
It’s a good idea to hire a personal injury attorney who understands the needs of your well-being. Some attorneys are just focused on getting the amount of compensation more than making the correct decisions that can help in your recovery process.
Therefore, you need to make sure that you hire a personal injury lawyer who is not only honest but also clear about the weakest areas of your case and should also highlight the strongest parts of the case.
Consequently, you should always trust your gut feelings when hiring the right personal injury attorney. It means that if it doesn’t seem right, you should immediately choose another lawyer regardless of whether or not they have already started handling your case.
In the same vein, you should always ask about their training background and experience they have in handling similar cases. Find out if the lawyer you’re dealing with is the same person who is going to represent you. The biggest challenge you may experience is that many law firms can advertise their legal services, though they may sometimes refer the cases to other litigators.
Therefore, you should talk to the attorney who will be representing you before you hire them. Rule of the thumb says if the prospective attorney fails to spend a couple of minutes listening to you, there is a good chance that they may not be available to represent you, so look for another attorney immediately.
These are types of personal injury attorneys who like delegating their duties to secretaries or other people to do the talking on their behalf. It means they can eventually fail to offer enough attention to you once they take up your case. Hence, choose personal injury attorneys who show genuine interest in representing you.
To sum it up, personal injuries can be caused by various things, such as an accident at work, a car accident, and many others. This can lead to minor or severe injuries, so it’s important to hire a personal injury attorney to protect your rights.
With long-term injuries, your earning potential can be affected to make life hard to live. This is why you should hire a lawyer who has proper experience so that you can get the fair financial settlement that you deserve.